[Resolved] Axis Bank Financial Terrible experience with axis bank’s mortgage
This might be Deepak out of Bangalore . I restricted me for a long period from writing this post to you personally. However,, when i don’t pick any impulse and you can responsibility away from Axis Lender, I can not any longer waiting.
All of this come sometime within the February in 2010. I booked a flat within the an apartment within the Bangalore and are considering the get in touch with off Mr. Amit Sharma ([protected]) regarding Logical Opportunities (to own AXIS Financial) from the creator. Mr. Amit satisfied me and i informed me your my personal income, costs or any other debts details, considering and therefore, he affirmed me personally which i feel the eligibility out-of 23 lacs. Since this number was enough for me going ahead, We continued which have an understanding that qualification is already assessed. Amit said that one from his colleague will come to make the data files and you can cheque to own control commission for this household loan. Next, I was reached from the Mr. Murugesh ([protected]), whom arrived and you will accumulated my personal data and also the cheque out of Rs. 5618 to your processing percentage. I did not be afraid in supplying the cheque since Mr. Amit had currently confirmed me on my personal qualification. Mr. Murugesh grabbed most of these and you may returned. The newest confirmation procedure already been and i also waited for very long time considering one everything is happening really. In this a short time, I noticed one to my savings account is actually debited into the cheque which i provided to AXIS Financial to possess Rs. 5618. That it provided me with significantly more believe one to everything is happening well.
Basically didn’t have the fresh qualifications, I’m not a trick in order to stick to the loan processes and waste my personal Rs
This is a surprise. You will find no reason at all said from the letter. I titled AXIS Bank’s workplace and you will talked so you’re able to Ms. Renu ([protected], landline [protected]. She mentioned that the newest page is actually sent by mistake plus they are taking care of the mortgage processes. Later on, she entitled myself up-and to my wonder; she said that my personal qualification isnt there to your mortgage. I happened to be amazed. It opinion originated in AXIS Lender in the event Mr. Amit had already told me which i had qualification regarding 23 lacs, pursuing the target or other verification techniques have been complete, after the control percentage matter are extracted from my personal account and just after looking forward to a long time. I contended having Renu how could next Mr. Amit give which i met with the eligibility. 5618. She once again said you to she’ll work with her director and you may return to me personally. She named once more a few days but, all of them to declare that little might be over and you may my qualifications isnt here and also the mortgage cannot be approved. I’d angry and you may questioned her to go back back my personal handling fee count. She told you the policy isnt there to go back the amount. We know out-of HDFC and you can ICICI Bank that if they won’t sanction the loan, all records and the matter is returned back again to the customer. However, here, none did I get straight back my personal data files right up until go out, none the total amount.
When i spotted you’ll find nothing yielding overall performance, I inquired Renu giving their unique manager’s amount. She gave the quantity (disappointed, I don’t consider their name) assuming We called, he had been driving and you will said that however call me right back. I waited for a number of days to possess their name. One to okay day, one Ms. Indu (I believe this was the name) entitled me personally and you can asserted that their director desired to discover as to the reasons I experienced named him a short time straight back. We explained her entire facts however,, she read and you can informed me the exact same thing the fresh running fee can’t be returned. When i expected her once again, she mentioned that she’s going to talk to their particular movie director and you can label myself straight back. Which never ever happened. To follow along with right up, as i named and you will correspond with their unique, she said their manager may be out of route and you can she does not learn as he might possibly be back. Today, immediately following over per week, I’m however awaiting the new manager’s telephone call.
Sir, as you look for, this is a terrible experience. I was advised that a screen has actually examined AXIS Bank due to the fact a knowledgeable bank. I’m not sure how. At the least, I might never claim that. You will see https://cashadvancecompass.com/payday-loans-sd/ they’ve offered not the case information about brand new eligibility, built-up the newest records, drawn the fresh handling fee right after which reverted back saying that eligibility is a concern. Till date, they have not came back the new records or the amount. Eligibility is the the very first thing you to a customers requires care prior to giving any running commission. However,, AXIS Financial has actually cheated in this value and also generated specific currency from this. I don’t know exactly how many somebody could have educated it having AXIS Lender. It turns out a good company to them. Really don’t envision he has got any organization Ethics. How can they give incorrect recommendations on users and work out currency?
Instantly, one-day I’d a letter at my home address claiming you to AXIS Bank can not provide the loan in my experience
Sir, I might which request you to excite look into this issue urgently which help safeguard the fresh new customers’ legal rights. Your assist will definitely make sure AXIS Lender does not recite for example instances down-the-line which have almost every other buyers.
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