Today, Citi cardholders have the option from accessing both more readily because of Citi Bend Finance
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Trick takeaways
- Citi Flex Financing allow you to withdraw specific or all of their available Citi cards borrowing while the that loan
- Taking your fund because a great Citi Fold Mortgage gets a fixed payment per month and repaired rate of interest up until the loan are paid back back in complete
- Citi Fold Funds promote a number of masters, including maybe not requiring a supplementary tough borrowing inquiry, however you will need certainly to run the numbers to ensure it add up for your situation
Handmade cards give a convenient treatment for purchase everyday commands, yet there are constantly times when you can favor bucks.
New Citi Bend Loan system shall be a helpful replacement running right up an equilibrium on your card for unexpected expenditures or taking out credit cards pay day loan. Payday loans typically wanted an initial fee (generally speaking 5 % of your own improve matter), as well as the currency you borrow begins accruing interest from the a good highest variable rates from day one to and no grace months.
If you are looking to own a much better solution, Citi Fold Finance are worth investigating. This is how Citi Flex Fund work with habit, and some tips to make it easier to is a great choice for you.
What’s an excellent Citi Fold Loan?
Citi Flex Fund and you will Town Flex Spend are two applications one give cardholders significantly more flexible payment choices and you may fixed words through Citi’s Citi Flex Arrangements.
That have a good Citi Bend Financing, you might remove a loan on the eligible Citi card’s personal line of credit at the a fixed interest rate. You’ll be able to determine how much you should acquire and you will settle with the a fixed payment and you may repaired rate of interest you to definitely persists into longevity of the loan in place of finishing a different sort of software otherwise credit score assessment.
Citi Fold Spend, on top of that, try a flexible fee policy for Citi cardmembers that allows eligible bank card purchases to get paid off over time with a great fixed Annual percentage rate.
One another Citi Fold Money and you will Citi Flex Shell out is actually possibilities after you carry out a Citi Fold Plan., Citi’s program providing cardholders a whole lot more flexible commission choice and fixed terms.
