Records you should give the fresh new Pag-IBIG workplace in person:
You may want to fill in a duplicate of one’s newest ITR one to possess a BIR stamp. I believe for it that, you will need to visit your RDO to track down stamped.
While good freelancer or a business owner, you could fill in a duplicate of the audited ITR and you can BIR stamp. We didn’t try out this that given that I was not the one who taken out the mortgage and i also failed to join be co-borrower, however, In my opinion this should suggest delivering your own newest ITR, and simply to be on the brand new safer side, their accounting books, with the RDO.
While operating, you’ll be able to choose complete their certified a month spend slip dated at the very least 90 days ahead of go out regarding application. Jay decided to complete around three to seal the deal, haha! The guy in addition to filed their COE including them.
This will be towards the starting point. Pag-IBIG will assess your own submissions to check your qualifications to use to have a house loan.
Once you’ve filed this type of files online, you are going to located a message compelling you to definitely pay money for the fresh running fee. We paid Php step 1,000. Ensure that you print out a duplicate of the confirmation of your own payment. You will need to render that it in order to Pag-IBIG , plus the other criteria, after you have come welcome to go to the office as a result of current email address otherwise a visit.
Here are the data that you should bring to Pag-IBIG after you’ve been expected add your write-ups directly:
1. All the completely new duplicates of documents you submitted about earliest procedure, with the exception of the new selfie. You ought to likewise have your own ID photocopied.
dos. A duplicate of your own Special Fuel off Attorney toward representative. (When your proprietor is not throughout the Philippines)
The cost of notarization is dependent upon the new conformed selling price of the home stipulated on your own package to market.
They’ll in addition to query when planning on taking your own photo along with your legitimate ID again. Now, it might be their staff who will grab the shot.
Assessment phase
Once the dining table administrator appears over your posts and you may notices no inaccuracies, you happen to be asked to pay for appraisal payment. We paid back Php 2,000.
We had been told to wait having a call from a single out of their workers about your agenda of the home appraisal. What happens during the household assessment is they will be sending agencies so you can check always our house to see if they fits their basic and you can criteria.
It entitled three days ahead of it went to. The latest appraisers was in the set from the 8AM. It went within the, searched the measurements and you can failed to very communicate with us anywhere near this much. They just ran to inspect for each room inside your home.
Following that was they. We were told to go to due to their current email address if or not our mortgage might have been acknowledged or not acknowledged; however, they currently informed you your home we had been looking to pick is in short supply of 1 meter in width to their standards.
Mortgage Denied
We acquired an email of Pag-IBIG formally saying that the size of our home didn’t fulfill their conditions, and that are one to. That has been the termination of all of our experience……for the moment.
We believed turning in a page from reconsideration, although email demonstrably reported that we had to deal with the new thing and you will invest in putting some required change, and therefore we wouldn’t. So we needed to take on all of our destiny and move on.
Oh well, at the very least i have achieved a life skills we is also include in tomorrow and teach our high school students when it’s its turn to purchase their residence. We had been, needless to say, distressed, but https://availableloan.net/loans/loans-for-500-credit-score/ we are going to remain all of our expectations up to i fundamentally select the lay we can name home.
