because of the correct, they doesnt amount in case the more is done to your mortgage or perhaps the c/a beneficial, it’s still principal protection when the their in both among they. by the remaining. we wouldnt recognize how it functions indeed there. (consult with their own once again maybe?)situation 2 = semi-flexi has only step one membership. in order that your to minimize your own dominating, the cash Have to credit on homes financing account (at the mercy of LO TnC). people commission made to their c/a need nothing to do with your own prominent because these accs commonly connected. and so the second manager was “korek”. =)
In fact to possess scenariio step 1= I asked the latest officer regarding your antique loan, she told you not flexi then indicates me far better grab almost every other completely flexi plan.
Scen 2= so this is “korek” haha. You function almost any additional commission to mortgage an excellent/c have a tendency to deduct the main amte compared to that LO, what about the newest T&C reported that we need to provide improve notice to make even more fee. nevertheless administrator informed me not need as his or her LO maybe not upgrade, the LO however in line with the dated one, nevertheless bank system currently posting. How come ? I’m scared after finalizing often feel dissapointed about after, most of the mth has to see bank to provide down payment .
Have got to inform lender?
.As to why dont like completely flexi? Or no big date generate down payment should up-date financial, i wld rather grab fully flexi. Save time.
Read including Hleong islamic zero locking period, vow you could potentially share with you for people who got any futher info. Thx.
Indeed for scenariio 1= I inquired the newest manager regarding your antique mortgage, she told you perhaps not flexi up coming suggest myself far better simply take other fully flexi bundle.
Scen dos= making this “korek” haha. Your function whatever most percentage to loan a great/c commonly deduct the primary amte to that LO, what about the brand new T&C reported that we need to provide improve find and come up with more commission. nevertheless administrator said n’t need since their LO maybe not modify, the fresh LO however according to the dated you to, although bank operating system currently change. How come ? I’m frightened after finalizing often regret afterwards, every mth has to see financial provide down-payment .
Reached revise financial?
.Why dont instance completely flexi? If any go out make down payment must revise bank, we wld as an alternative bring completely flexi. Save time.
Read including Hleong islamic zero locking period, guarantee you could potentially share with us for people who had one futher information. Thx.
whether their partial otherwise full flexi, their almost the same. imagine from it as a manual car or vehicles car. highest FC and up-continue fees toward comfort versus alot more foot manage lesser maintaince prices. apparently speaking.
from individual perspective, i shall state go full-flexi if you possess the even more cash and if your going to loans in Oak Grove move the cash that frequently.
i’m not completely yes from the UOB’s pratices, but u is also seek advice from the brand new officers what sort of find to help make the a lot more commission? non-prescription notice, thirty days notice in advance etc.
Really does anybody using this type of financing package. Pls express certain white to me. My personal main priority ‘s the advance/prepayment. What if mthly cost try RM1k, and i spend RM1.5k all the mth towards the loan an effective/c. Do the fresh new RM500 tend to subtract from the Principal amt , after that reducing the interest charge?
That said”No”, the extra payment often park regarding the a/c and you can use once the a great mthly payment whenever owed. See must be given to bank if wanted the additional payment are subtract the primary. She advise us to take a full flexi mortgage loan.
