because of the proper, they does not count whether your most is created to the loan and/or c/a good, it is still prominent cures if the the in both certainly they. of the kept. i wouldnt understand how it functions there. (take advice from their own once again perhaps?)circumstance 2 = semi-flexi only has step one account. in order that the to reduce your own principal, the cash Need certainly to borrowing from the bank for the property loan account (susceptible to LO TnC). people percentage built to your own c/a has nothing to do with your own dominating since these accs aren’t linked. so the second manager are 200 quick cash loan “korek”. =)
In fact for scenariio 1= I inquired the newest officer concerning your antique mortgage, she said maybe not flexi upcoming indicates me best to simply take most other completely flexi bundle.
Scen dos= making this “korek” haha. You function any kind of more commission to financing a good/c will subtract the principal amte compared to that LO, what about this new T&C stated that we must offer progress observe and make additional fee. nevertheless the officer explained not need as their LO not enhance, the newest LO nonetheless in line with the dated one, although bank operating system currently enhance. Why does ? I’m scared just after finalizing have a tendency to regret later, all mth should see lender supply down-payment .
Got to upgrade financial?
.As to the reasons try not to such totally flexi? Or no day generate advance payment should revision lender, we wld rather just take fully flexi. Save your time.
Read in addition to Hleong islamic no locking period, vow you might give united states for people who got people futher details. Thx.
Actually having scenariio step 1= I inquired the brand new administrator about your antique financing, she told you not flexi then indicates myself far better grab other fully flexi plan.
Scen dos= making this “korek” haha. Your setting any kind of additional payment so you can financing an excellent/c often subtract the principal amte to this LO, what about the newest T&C stated that we need to bring improve observe and also make a lot more commission. although officer said not require because their LO not inform, brand new LO nonetheless in accordance with the old one, nevertheless the bank system already enhance. Why does ? I’m scared after finalizing usually be sorry for afterwards, all mth should find lender supply downpayment .
Got to upgrade bank?
.As to the reasons dont for example completely flexi? If any day generate down payment must up-date financial, i wld rather need totally flexi. Save your time.
Heard and Hleong islamic zero securing months, guarantee you could potentially share with you if you got one futher facts. Thx.
whether or not the partial or full flexi, the more or less the same thing. think of it as a handbook vehicles or vehicles vehicle. higher FC or over-keep costs into convenience vs a great deal more toes manage lower maintaince pricing. relatively talking.
out-of individual viewpoint, i’ll say go full-flexi if you possess the additional cash and if your going so you can move the cash that often.
i am not completely sure regarding the UOB’s pratices, however, you normally check with this new officers what kind of observe to help make the a lot more payment? over the counter see, thirty days see in advance etcetera.
Does any one with this particular mortgage plan. Pls share particular light in my experience. My priority is the progress/prepayment. What if mthly payment is RM1k, and i spend RM1.5k the mth into mortgage a/c. Really does the fresh RM500 tend to deduct regarding Dominant amt , up coming decreasing the attract charges?
You to said”No”, the additional percentage commonly playground regarding an effective/c and you may utilise since the an effective mthly cost when due. See should be provided to bank when the wanted the extra payment is deduct the principal. She recommend us to take a full flexi real estate loan.
